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Relocation

Move to Germany: Work, Housing, and First 30 Days

A practical sequence from visa prep to address registration, payroll setup, and housing stability.

Reading time: 14 minutes

Key takeaways

  1. Collect apostilled core documents before travel
  2. Book registration and banking steps in the first two weeks
  3. Treat housing verification as a fraud-prevention process
  4. Use official portals only for visa and permit status

In this guide

  1. Before you leave: documents and visa
  2. Week 1: Anmeldung (address registration)
  3. Week 1–2: Bank account and health insurance
  4. Housing: finding and verifying apartments
  5. First 30 days: settling in

Before you leave: documents and visa

Start by collecting your passport, degree certificates (apostilled), employment contract, and proof of health insurance. If you need a work visa, your employer typically initiates the process through the local Ausländerbehörde (foreigners' office). EU/EEA citizens don't need a visa but must register within 3 months. Non-EU citizens should apply at the German embassy in their home country — processing takes 4–12 weeks depending on the consulate. Keep digital and physical copies of everything.

German embassy finderGermany country profile

Week 1: Anmeldung (address registration)

Within 14 days of moving into your apartment, you must register your address at the local Bürgeramt (citizens' office). You'll need your passport, rental contract, and a Wohnungsgeberbestätigung (landlord confirmation form). Book your appointment online as soon as you have a confirmed address — slots fill up fast in Berlin, Munich, and Frankfurt. The Anmeldung gives you your tax ID (Steuer-ID), which your employer needs for payroll.

Week 1–2: Bank account and health insurance

Open a German bank account — you'll need it for salary, rent, and utilities. N26, ING, and Commerzbank are popular with expats. Some require the Anmeldung first. Health insurance is mandatory: if your employer pays above the threshold (€69,300 gross in 2025), you can opt for private insurance. Otherwise, you'll be enrolled in public insurance (TK, AOK, Barmer). Your employer handles enrollment but you choose the provider.

Tax calculator for Germany

Housing: finding and verifying apartments

The German rental market is competitive, especially in major cities. Use ImmobilienScout24, WG-Gesucht, and eBay Kleinanzeigen. Red flags: anyone asking for deposits before viewing, landlords who are 'abroad', or listings with prices far below market rate. Always visit in person or via video call. Prepare a Bewerbungsmappe (application folder) with your Schufa credit report, employment contract, last 3 payslips, and a copy of your ID. Expect to pay 2–3 months' rent as a deposit (Kaution), which must be held in a separate account by law.

First 30 days: settling in

Register for a mobile plan (Telekom, O2, Vodafone), set up internet (takes 2–4 weeks for installation), and get a transport pass (Deutschlandticket at €49/month covers all local and regional transport). If you have children, start school enrollment immediately — contact the local Schulamt. Register at the Finanzamt for your tax class assignment. Join local expat groups (Internations, Facebook groups for your city) for practical tips and social connections.

After arrival checklistFinancial planner

Use ExpatLogic tools alongside this guide

  • Compare Countries to shortlist realistic destinations.
  • Cost of Living and Salary tools for monthly feasibility.
  • Visa Navigator and Immigration Tracker for route clarity.
  • Cross-check every legal step with official government links.
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